Learn more about our commitment to families by reading the HarborWell iHeart Promise & Declaration.

Insurance & Payment Options
At HarborWell Home Care, we believe quality care should be accessible and transparent. As a non-medical home care provider, we offer flexible payment options and assist families in navigating available benefits.
Primary Payment Options
Private Pay: Most HarborWell services are provided on a private-pay basis. We offer flexible scheduling and service packages designed to meet your family’s needs and budget.
Long-Term Care Insurance: Many long-term care (LTC) insurance policies cover non-medical home care services such as personal care, companionship, and assistance with daily activities.
Our team can help you:
• Verify policy benefits
• Provide required documentation
• Coordinate billing and reimbursement
Veterans Benefits (VA Aid & Attendance): Eligible veterans and surviving spouses may qualify for VA Aid & Attendance benefits that help cover in-home care. HarborWell can assist families in understanding eligibility and navigating the application process.
What We Currently Do Not Bill
HarborWell Home Care does not directly bill Medicare or standard health insurance plans for non-medical services.
Need Help Understanding Your Options?
Our team is happy to guide you through available funding sources and help you determine the most cost-effective care plan for your loved one.
📞 Contact us today for a benefits review.
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